Folge 3448 Carla von Lahnstein, Maria Galdi

Es wird keine Urheberverletzung beabsichtigt aus “Verbotene Liebe” täglich im Ersten Eigentum und © ARD Grundy UFA

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January 25th, 2012 by admin | Comments Off

Day Trading Tips to Turn Amateurs Into Pros

Day trading can be a thrilling way to make money. But it’s more challenging than most beginners think. Here are some day trading tips that can help the new trader as well as the more advanced trader to achieve your goals faster.

First: Be careful not to over trade. The majority of the time the market is a random walk – meaning that it’s moving without any rhyme or reason. Amateur traders taking small positions in the market are behind these unpredictable movements.

These amateurs do not affect the long-term movement of the market. The professionals, with their large volume and their willingness to hold positions longer, are the ones who create sustainable moves in the market that can provide meaningful profits.

Many people are drawn to day trading because of the excitement of the business and the potential for big, fast profits. This attitude sets up the trader for failure. Day trading does not have the frantic energy of a video game. Most successful day traders sit by the sidelines for long periods of time simply waiting for a high-probability setup to occur. The pros trade much less frequently than the amateurs think.

Second: The trend is your friend … sometimes.

The truth is that the trend is a fair weather friend!

It is your friend early on. But trends get run out of steam.

Therefore there are 2 times to trade when you can put statistics on your side:

When a new trend is just starting.

When a trend has run its course.

Trading only at these 2 times allows you to put the statistics of the “edge” of the bell curve on your side. Trading in the middle of a trend, puts you solidly in the middle of the bell curve where anything can happen.

Third: Join free trading rooms for day trading tips but do exactly the opposite of what you hear!

I’ve participated in many chat rooms over the years, and have received a tremendous benefit from them. But the benefit did not come from listening to the teacher. It came from watching the comments of the participants as they shared what they were doing at any given time in the market.

The vast majority of the time they were dead wrong in their approach.

They reveal the mind of the unprofitable retail traders. It’s almost eerie how the amateurs think alike when it comes to trading the markets. If you listen to them long enough in the trading rooms you’ll start to notice the patterns of the things they do consistently. Do the opposite and win.

As an example, one of the most common problems amateur traders have, is resisting the urge to fight the trend. You’ll often hear comments such as: “The market can’t go any higher than this.” “This market just has to turn around at this point.” “The market is definitely way over-extended now.”

It is absolutely amazing to see how amateurs habitually trade against the trend in an effort to find tops and bottoms. They are constantly looking for the market to turn around. As is always the case, you can profit tremendously by taking the other side of their trades.

Day trading can be extremely rewarding, but to be successful you must stand aside from the masses and avoid the herd instinct that drives so many. These 3 day trading tips can help you be among the minority who succeeds.

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January 23rd, 2012 by admin | Comments Off

PR Retainers – What Are They and How Do They Compare?

Advance Business

Operating under a retainer agreement, clients essentially agree in advance to buy/pay for a specific amount of time in professional PR services over the life of a project. Just as importantly, your PR firm reserves-and protects-that time for you and your work.

RETAINER STRUCTURES OFFER A NUMBER OF BENEFITS, INCLUDING:

- Flexibility in the resources invested on your behalf. For example, at the onset of your PR campaign, your PR team will likely invest extra time in getting to know you, your product, your industry landscape, your competition, etc. At other times, the team will invest less time-ultimately achieving a balance at the end of the project.

- Budget control. In other words, clients know exactly how much they will invest each month in public relations; there are no variables as there are with an hourly agreement.

- Sometimes, a reduced hourly “rate”-Retainer agreements allow adequate long-term and short-term planning to accomplish specific goals. Your work can be more easily balanced with resources allocated to other clients.

HOW PR FIRMS MANAGE, MEASURE AND CALCULATE RETAINER ACCOUNTS

PR companies large and small have finite resources (time and man hours) that can be invested into any client account. This is measured in billable hours. Some PR firms don’t like to disclose this and won’t proactively offer hourly equivalents in the retainer proposal. However, even if it’s not stated, all retainer projects are measured and/or managed by tracking billable hours.

In estimating time and calculating retainer value, PR firms use an average billable rate. This is different for every firm, but it include the varying billable rate of each member of the PR team-senior leaders billed at $300/hr to interns billed at $45/hr.

There is a direct correlation between the billable hourly rate and amount of time a PR firm will invest in your project. Let’s examine two 12-month retainer proposals based on dollar value only.

- Firm #1: $5,000/month

- Firm #2: $4,000/month

Assuming that the two PR firms and their proposals are equal in strategies, tactics and expertise it appears that the proposal from Firm #2 is a better value. However, if we consider the average hourly rate as part of the evaluation, we can see a significant difference:

- Firm #1: $5,000/ month ÷ $75/hour = 67 hours invested on your behalf each month (on average)

- Firm #2: $4,000/month ÷ $165/hour = 25 hours invested on your behalf each month (on average)

Over the life of a 12-month retainer, the difference looks like this:

- Firm #1: The client will invest a total of $60,000 for 800 hours of PR work

- Firm #2: The client will invest a total of $48,000 for 290 hours of PR work

Additionally smaller accounts are (as a general rule) managed to be profitable by assigning work to team members who are billed at a lower rate (generally less experienced). Larger accounts garner the attention of senior-level practitioners who bill at a higher rate.

While one should never select a PR firm based on cost alone, the ACTUAL cost should be part of the larger evaluation. How do you do this? Ask questions, like:

1. What is your average hourly rate?

2. How do you calculate how much time and effort will be allocated to my account?

3. Who will be serving on my account and what are their billable rates

4. If I’m unhappy with the work, can I cancel our retainer agreement?

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January 19th, 2012 by admin | Comments Off

TYT – Extended Clip – May 19, 2011

Subscribe: bit.ly TYT Mobile: bit.ly On Facebook: www.facebook.com On Twitter: twitter.com www.theyoungturks.com FREE Movies(!): www.netflix.com Read Ana’s blog and subscribe at: www.examiner.com Read Cenk’s Blog: www.huffingtonpost.com

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January 16th, 2012 by admin | Comments Off

Payday Loan With No Checking Account – Easy to Get

Contrary to popular belief, it is very possible for a person to get a payday loan with no checking account. Initially many lenders would not give a payday loan to people without a checking account but that trend has slowly changed. Today, it is often enough for a person to have a verifiable income to qualify for the loan. But what exactly is a payday loan? How is it more beneficial than an ordinary loan? By understanding exactly how a payday loan works, it is easy to see why it’s such a popular form of loan and why so many people opt for it today.

Just A Little Help

When most of us think of loans, we often think of large amounts to pay for cars or houses. But sometimes we may need a little extra cash to tide us over a rough financial patch. Maybe you had some unexpected medical expenses or got done repairs on your car or home. In these cases, you don’t need a large loan and you can repay the amount as soon as your paycheck comes in. This is where the immediate cash comes in. Lenders will forward you a sum, usually less than $1000 and once your next paycheck comes through; they take the money when you get your next paycheck.

It is a quick and easy way not only to get money but also to pay it back. Another benefit of this such a loan is that you do not have to move from one place to another to get these loans. Today, you can easily find the loan lenders on the internet. By filling their simple online application form, you can be assured of getting a loan amount directly in your bank account.

Changing Trends

A few years ago, it was impossible to get a payday loan if you had no checking account. Initially, the checking account was the lender’s way to ensure that the crediting and depositing of the money was done without any problems. Today, many lenders are satisfied with a savings account or even with a simple statement that assures that you have a verifiable income. Some lenders may even ignore a history of bad credit.

Therefore, the next time you need to take a payday loan but have no checking account, relax. You can easily find a lender who will offer you a loan if you have savings account or a verifiable income, if you only look around. However, be careful because these loans are pretty expensive and if you get into the habit of taking a loan frequently, you could be spending a lot of money.

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January 12th, 2012 by admin | Comments Off

Business Checks

Advance Business

Business checks are generally beneficial to people issuing more than 1000 checks a year. A business check is designed specifically for the needs of businesses. Normally when a business account is opened with a bank, a business checkbook with 100 checks is issued to the customer. An automated ordering system ensures that new check books are sent to the customer well before the old ones run out. Business check is basically a tool to counter check fraud. Check frauds are growing challenges facing business and financial institutions today, something the banks are increasingly getting aware about. Bank checks allow business owners and financial controllers to carefully reduce the potential for check fraud.

A business check actually enables a customer to spend more time managing the business with the convenience of a check book for his or her daily banking requirements. The main features include arranging for the direct credit of regular payments to a customer’s account. Also regular debits such as loan repayments can be made automatically by such a check. Business checks have therefore a critical importance to every modern business. They come with all security features also.

Business checks are very always good in quality and are recognized by all banks. Such checks ideally meet the American Banking Association standards for security. Business checks are available in many popular styles and designs. We have three-on-a-page manual checks and executive desktop checks or laser checks as good examples of business checks. Free 50-leaf “butt style” check books and duplicate deposit books are also considered examples of business checks.

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January 9th, 2012 by admin | Comments Off

Drake – The Winner (Prod By Tha Bizness)

Lyrics: [Verse 1] I’m performin’ tonight you know that shit gon be packed Pay me in advance and make sure that it’s exact My ex girl’ll probably show up for the simple fact That tomorrow she can tell all of her friends it was whack But fuck that though, this about me They say my whole fan base is missing id But the young trend setting musician I be Got critics giving up the recognition I de-serve Never bring yo mrs. By me I’m it I’m it call me Mr. IT If I get one wish I’mma wish to die free They say gon head, ball like mrs. ivory, And I do The realest in my age group, no shit SoHo, Cosmo, bah mar blow fish? Lets make a toast, tell yo friends come closer Drinks on me like a coaster [Chorus] We doin it big Look at what I done Look at where I’m is It’s only just begun Cause I was staying home When they was having fun So please don’t be surprised when they announce that I won And this is how my speech goes I deserve this shit, I deserve this shit, I deserve this shit That’s all I got to say, at the top is where I stay And tell my haters never go away The Winner [Verse 2] Long awaited, hated Fans see me out and they holla happy belated It’s about time that you made it I was bumping yo songs when nobody else played it When I was up in hot ?? in atlanta steady giving daps Fetching niggas drinks but I never got to rap? If anybody asked though I prolly woulda snapped But I can’t sign nothing til my lawyer get the fax and no one decides who the definition of talent is and mrs

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January 2nd, 2012 by admin | Comments Off

The Challenges of Promoting a Wholesale Business

Advance Business

A wholesale business is faced with numerous challenges, and is under constant pressure to reform. The first and foremost challenge faced by a wholesale business is changing customer requirements which exert pressure on the current order processes and market forecasting. Customer requirements usually reflect economic changes. An uncertain global market causes the customers to alter their purchasing behavior so that they can preserve their business needs.

Dwindling customer base forces the wholesalers to increase their marketing spend. The greater competition between wholesalers forces them to reduce the prices. As a result, the wholesalers have to look for cheaper imports from outsourced locations. Moreover, the decreasing sales make it difficult to justify the distribution costs. Hence the wholesalers have to reduce the number of locations they distribute to. This further reduces the sales, and the cycle goes on and on.

Yet another challenge faced by a wholesale business is the one posed by manual systems. The wholesalers often rely on the error-prone paper-based systems for different tasks, which often require duplication of effort.

A number of software systems are available to help the wholesalers, but it is not easy to choose the suitable one. If a right system is selected, it can be greatly beneficial. It can help the management make correct business decisions. However if a wrong choice is made, it can do serious harm to the business and can result in grave financial consequences.

Competition from other companies poses a great challenge to a wholesale business. Technologically advanced companies make use of radio frequency identification and stock trading applications. These technologies give them significant competitive advantage over those companies which are not yet technologically advanced. Companies that are less advanced technologically are often tempted to implement isolated solutions designed to automate certain parts of the business. However before taking any such decision, the flexibility of these solutions and their long term impact on business should be carefully considered. Otherwise implementation of such solutions can lead to major disruptions in business.

In order to respond to these challenges, a wholesaler must possess adequate knowledge of each of his customers, their buying patterns, businesses and requirements. In order to stay abreast of such challenges, a wholesaler must possess knowledge about debtors and creditors, profit and loss etc. They need to possess accurate knowledge of stock and suppliers. All this knowledge can be gained by implementing a suitable IT system that is flexible, simple, small and easy.

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December 31st, 2011 by admin | Comments Off